Consumer Real Estate News


    • Celebrate Spring Moments With a Taco Feast for the Senses

      26 May 2022

      (Family Features) Busy calendars loaded with holidays, celebrations, parties and reunions make spring a perfect time for gathering with family and friends. Plus, springtime itself is worth celebrating thanks to warmer temperatures and longer days. Making the most of those joyous occasions calls for a menu filled with variety to keep everyone coming back for more.

      Few options say “variety” quite like this Epic Taco Party Feast from Ericka Sanchez, creator of “Nibbles and Feasts.” Pay homage to Hispanic-style culinary and cultural traditions by loading your table with an array of family favorites like taquitos, tacos, rice, guacamole, pico de gallo and more. Add in the wholesomeness of Real California dairy like Cotija and Queso Fresco cheeses and cremas for a top-notch feast.

      Elevating your dishes starts with these delicious options, but freestyling the menu is what truly makes it your own. Mix up proteins based on your loved ones’ preferences from carne asada and carnitas to shredded chicken and meatless options. Sprinkle, drizzle and layer cheeses according to your own cravings then finish with a range of toppings for customized classics.

      Creating a taco and taquito table in your own style doesn’t just give your crowd what they crave; it also celebrates the people, culture and delicious dairy that goes into favorite foods while encouraging guests to connect through food and flavor. Make your own memories this spring by looking for the Real California Milk seal on cheese and dairy brands, which means you’re supporting family farmers by using quality, sustainably sourced dairy to foster family moments.

      Find the full recipes, instructions and more ways to celebrate with food at RealCaliforniaMilk.com. 

      Epic Taco Party Feast
      Recipe courtesy of Ericka Sanchez (@nibblesnfeasts) on behalf of Real California Milk

      Top Row, Left to Right:
      Cheese taquitos
      Salsa verde
      Real California Cotija Cheese, crumbled
      Pico de gallo
      Potato taquitos
      Real California Queso Fresco, crumbled
      Real California Crema
      Tequila with chili salt (optional)

      Middle Row, Left to Right:
      Carne asada tacos
      Real California Queso Fresco, crumbled
      Chicken street tacos
      Real California Chipotle Crema
      Carnitas tacos with hard shells
       
      Bottom Row, Left to Right:
      Real California Cotija Cheese, crumbled
      Real California Crema
      Mexican rice
      Carne asada tacos
      Guacamole

      To assemble the top row: Place cheese taquitos in pan, salsa verde in bowl, Cotija cheese in bowl, pico de gallo in bowl, potato taquitos on plate and Queso Fresco in bowl. Garnish potato taquitos with pico de gallo, guacamole, Queso Fresco and crema. Optional: Add tray with tequila, cups and chili salt.

      To assemble the middle row: Place carne asada tacos on a plate, queso fresco in a bowl, chicken street tacos on a plate, chipotle crema in a bowl and carnitas tacos on a serving tray.

      To assemble the bottom row: Place Cotija cheese and crema in bowls, potato taquitos on serving tray, Mexican rice in bowl, carne asada tacos on plate and guacamole in bowl.

      Published with permission from RISMedia.

    • What to Do If You Have to Cover Two Mortgages at Once

      26 May 2022

      People who want to sell their current home and buy a new one at the same time often face a dilemma: they find a new home they love before they sell their old one and have to figure out how to cover the cost of two mortgages at once. If you find yourself in this situation, here are some options to consider.

      How to Pay for Both Home Loans
      If your house has been on the market for months but you haven’t found a buyer, you might have more success renting it out. Renting out your home can provide you with a stream of income to cover your existing mortgage so that you won’t get in over your head when you have to begin making payments on your new home. If you’re considering renting out your home, you can either rent the property for a few months until you receive an offer or find a long-term tenant.

      Another option is to use a home equity line of credit to access cash. You may be able to get enough money to cover your new mortgage payments for several months until someone buys your old home. If you don’t find a buyer, however, you run the risk of using up too much of the equity in your old house, not being able to make the HELOC payments, and winding up in foreclosure. You also may not be able to open a home equity line of credit while your house is on the market. This may only be an option if you have an existing HELOC.

      A bridge loan can allow you to use equity from your old house to make a down payment on a new property. This can give you flexibility, but you may have to pay a higher interest rate for a bridge loan than for a HELOC. If your old house doesn’t sell, you may struggle to cover the payments.

      How to Avoid Winding Up With Two Mortgages at Once
      If you would rather not have to deal with this type of stress, you can take steps to avoid having to pay two home loans at the same time. One option is to write a contingency into your purchase contract stating that the deal will only go forward if you sell your current home within a specified period of time. Be aware that many sellers won’t accept those terms.

      Another option is to work out an arrangement that will allow the seller of your new home to stay there for a period of time after closing and pay you rent. If the seller hasn’t closed on a new house yet, or wants to have repairs or renovations completed before moving into a new home, a rent-back deal can give both of you more time and help you avoid having to make double mortgage payments.

      Published with permission from RISMedia.

    • Should You Try Intermittent Fasting?

      26 May 2022

      Intermittent fasting is a system that will allow you to eat whatever you want, in any quantity you want, during specific periods of time and on specific days. At other times, you will have to fast or limit the amount of food you eat. 

      Some individuals who follow an intermittent fasting regimen eat whatever they want five days per week and restrict their food intake the other two days. Another approach is to eat all meals within a specific window of time and fast for a period of 14 to 16 hours each day.

      Benefits of Intermittent Fasting
      Many proponents of intermittent fasting like its simplicity. Since it focuses on when you eat, not what you eat, you won’t have to count calories, limit the amount of carbohydrates or fat you consume, eliminate your favorite foods or eat more vegetables. 

      Some studies have found that intermittent fasting can be helpful for people who want to lose weight, manage their blood sugar, improve their cholesterol levels, reduce inflammation and lower their risk of developing some chronic illnesses. Other studies found little or no benefit when they compared intermittent fasting to other types of diets. Some people who followed intermittent fasting and lost weight ended up losing mostly muscle rather than fat. More research is needed to determine how much of an impact intermittent fasting may have on health and how long those benefits may last.

      Downsides of Intermittent Fasting
      Not being allowed to eat at certain times can be challenging. People who follow intermittent fasting are often tired and irritable when hungry, especially if they’re around people who are free to eat regular meals and snacks. Intermittent fasting can also lead to heartburn, constipation, dehydration, anemia and trouble sleeping. Many people have trouble sticking with the plan for these reasons.

      Another problem with intermittent fasting is that it limits eating to certain times but doesn’t encourage healthy eating patterns. If you try intermittent fasting, you may consume large amounts of unhealthy foods and may not get the nutrients you need for good health. You may also overeat after a period of fasting or stuff yourself to prepare for an upcoming period when you won’t be permitted to eat.

      Talk to Your Doctor
      Studies that investigated the effects of intermittent fasting have had mixed findings. Also, most of those investigations were conducted in recent years and didn’t assess the long-term effects of this strategy. As with any diet, individual factors can affect one’s outcomes. Before you begin intermittent fasting or make any other changes to your diet, speak with your doctor about your current health and goals. This is particularly important if you have a chronic medical condition such as cardiovascular, liver or kidney disease, diabetes, or if you take any type of medication regularly.

      Published with permission from RISMedia.

    • A Grilled Take on a Traditional Italian Meal

      25 May 2022

      (Family Features) Warm weather means grilling season is back, but evenings spent around the grill are no longer just for hot dogs and burgers. This summer, impress family and friends with creative new recipes that put a spin on your traditional go-to meals.

      To start, try bringing other cultural influences to the table. Get inspired by this Sweet Italian Sausage Polenta, starring flavor-packed Carando Sweet Italian Sausage and vinegar-laced peppers over soft, creamy polenta. Simple and satisfying, this recipe may just earn a permanent spot on your summer menu.

      Whether you’re grilling for neighbors or gathering the family for a weeknight meal, the sausage is convenient, easy to prepare and can help turn any occasion into a memorable one. Made from 100% pork and loaded with traditional Italian herbs and spices, it pairs perfectly with this creamy polenta, as well as pizzas, sandwiches, kebabs and more.

      Find more ways to put your own spin on summer grilling at Carando.com.

      Sweet Italian Sausage Polenta
      Total time: 35 minutes
      Servings: 4

      1 package Carando Sweet Italian Sausage
      8 cups chicken stock
      2 cups dry polenta
      8 tablespoons unsalted butter
      1/2 cup Parmesan cheese, grated
      3 tablespoons olive oil
      1 red bell pepper, julienned
      1 yellow bell pepper, julienned
      1 medium yellow onion, julienned
      1 tablespoon fresh garlic, minced
      1/4 cup white wine
      1/4 cup red wine vinegar
      2 tablespoons honey
      2 teaspoons oregano

      Heat grill to medium-low. Grill sausages 15-20 minutes, using tongs to turn frequently; reserve.

      In a heavy-bottomed pot, whisk stock and polenta; bring to boil. Cook, stirring frequently, about 15 minutes, or until thick and creamy.

      Remove polenta from heat and whisk in butter and cheese. Reserve until ready to serve.

      Heat pan over medium-high heat. Add olive oil, peppers, onions and garlic; and saute until vegetables soften and just begin to color.

      Deglaze pan with white wine and reduce by half. Add vinegar, honey and oregano; cook until reduced by half.

      Add sausages to the pan to warm.

      When sausages are warm, place polenta on a large platter then top with sausages, peppers and onions.

      Published with permission from RISMedia.

    • Remember to Leave Room in Your Budget for Moving Expenses

      25 May 2022

      If you’re planning to buy a house, you’ve probably given a lot of thought to your down payment, closing costs and new furnishings and appliances. Don’t forget to factor moving costs into your budget.

      Potential Costs Associated With a Move
      If you want to hire a moving company, you will have to pay for a truck and a team of movers. The amount of stuff you transport, its weight, the date you choose and the distance will all influence the cost. If you want to move heavy or valuable items, expect to pay additional fees. You should also plan to tip the movers.

      You may have to purchase insurance in case your belongings get damaged in transit. The moving company may include limited coverage in its fee, but it may not be enough to replace an expensive item. Check your existing homeowners or renters insurance policy to find out if it will provide coverage during a move.

      If you plan to move on your own with the help of family or friends, you will have to pay to rent a truck and fill it with gas, possibly more than once. Depending on the arrangement you work out, you may be expected to pay the people helping you or provide meals for them. If so, budget for those expenses.

      No matter how you handle the moving process, you will have to pack up your possessions. If you don’t have boxes or storage containers, you may be able to find some boxes online or from local businesses or borrow some from friends. If not, you’ll have to buy boxes or containers, along with tape, bubble wrap, furniture covers and other packing materials.

      You will have to clean out your current home before you leave. If you don’t want to deal with that stress on top of everything else, you can hire a professional cleaning crew. That may cost you hundreds of dollars, depending on the size of your house or apartment and the amount of cleaning required.

      If you can’t fit everything you own in your new house, or just want to avoid clutter, you may decide to rent a storage unit. Fees will depend on the size of the unit you choose and the amount of time you rent it.

      Budget for Things You Will Need Right After You Move in
      Before you move into your new home, contact the utility companies to make sure you will have water, electricity, internet, cable and other services working when you arrive. The companies that provide those services may charge one-time fees. 

      Transporting food can add to your overall bill, so it’s a good idea to use up as much as possible before moving day. Once you get to your new home, you will have to go grocery shopping. Expect the bill to be higher than usual. You may also order a lot of takeout in the first week after you move in. Factor those costs into your moving budget.

      Published with permission from RISMedia.